Profit X Edu AI

Privacy Policy

Last updated: 9 August 2026

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Profit X Edu AI ("the App", "we", "us") is a financial-education app published by Profit X Education. This policy explains what information we collect, why, and how we protect it.

1. What we collect

• Account information: your email address, used only to create and secure your account and to send you a one-time login code (no password needed, no SMS ever used).
• Date of birth: collected once during onboarding solely to verify you meet the app's minimum age (see Section 6, Children's privacy). It is not shown to other users and is not used for any purpose beyond this age check.
• Learning activity: which lessons you complete, quiz answers, XP, streaks, badges earned, book-library reading progress, and your self-reported learning level — used only to personalise your learning path and track your progress.
• Payment information: paid plans are currently purchased only through Google Play Billing inside the Android app. We do NOT store your card or Google account credentials — those are handled directly by Google. We store only the transaction status, amount, and plan you purchased. (A website checkout is not currently available.)
• Mentorship programme (separate from the app account above): if you sign up for the Mentorship programme via our website, we additionally collect your full name, phone number, and email (used to identify you, contact you about the programme, and pre-fill your details); a drawn signature image, the specific agreement version, and your IP address and browser user-agent (all captured at the moment you sign the Mentorship Subscription Agreement, as the record of that signature — see the Mentorship Subscription Agreement); and, for a QR/manual payment, the UTR/reference number you submit to help us verify your payment. This data is used solely to administer the Mentorship programme (verifying your payment, granting/managing your access to Mentorship content, and maintaining the signed-agreement record) and is stored separately from your regular app-login account data above.
• Basic device/app data: standard technical information (app version, device type) needed to keep the app working and to diagnose crashes.
• Support tickets / bug reports: if you use the in-app Feedback or Report a Problem option, we collect the description you write, an optional screenshot, and your account email — used solely to diagnose and resolve the issue you reported. We do not use this information for any other purpose.
• Voice commands (optional, microphone): if you choose to tap a microphone icon (on Search, on a Quiz answer, or the top-bar navigation shortcut), the app briefly listens using your device's own built-in speech-recognition service (Android's SpeechRecognizer) to convert what you say into text for that one command. We do NOT record, store, or upload your voice audio to our own servers — only the already-converted text is used, locally, to run the matching command (e.g. fill a search box, select a quiz answer, or navigate a screen). This feature is entirely optional: the microphone icon is hidden completely on any device without a speech-recognition service, and it is never used unless you tap it yourself. Note: converting your speech to text happens via your device/Android's own speech-recognition service, which — depending on your device — may process that one short recording using an offline on-device model or, on devices without an offline language pack installed, Google's cloud speech service; either way this is Android's own OS-level service, governed by Google's own privacy terms for that service, not something this app stores or has access to afterward.
• Analytics & crash diagnostics: we use Firebase Analytics and Firebase Crashlytics (Google) inside the Android app to understand feature usage (e.g. lesson/quiz started or completed, streak milestones, purchase confirmation) and to automatically capture crash/error reports so we can fix bugs. Crash reports are tagged with an opaque internal account id only — never your email or name.

2. What we do NOT collect or do

• We do NOT collect or use live/real-time stock market data anywhere in this app.
• We do NOT offer a trading or paper-trading simulator, and we do NOT track or store any simulated trading activity.
• We do NOT sell your personal data to advertisers or third parties.
• We do NOT provide investment advice, buy/sell recommendations, or stock tips through this app — it is purely educational.

3. How your data is stored

Your data is stored securely on Supabase (a managed PostgreSQL database provider) with encryption in transit and at rest. Access is restricted to authenticated systems only.

4. Third-party services we use

• Supabase — authentication and database hosting.
• Google Play Billing — for in-app purchases made through the Android app, per Google Play's own policies. This is currently the only active payment method.
• Firebase Analytics (Google) — app usage/engagement events (e.g. lesson/quiz progress, streak milestones, purchase confirmations), used to understand how the app is used and to improve it.
• Firebase Crashlytics (Google) — automatic crash and error reports, tagged only with an opaque internal account id, used solely to find and fix bugs.
• Google AdMob — bundled in the Android app as dormant advertising scaffolding (see above); currently switched off app-wide, so no ad request, advertising ID, or ad-related data collection occurs while it stays off.
• Android's built-in speech-recognition service — used only when you tap a microphone icon (see Section 1, Voice commands), to convert your spoken words to text for that one command. We never receive or store the raw audio ourselves.

5. Your rights — including account deletion

You may request access to, correction of, or deletion of your personal data at any time by contacting us (see below). You can also delete your account and personal data yourself, permanently, in either of two ways:

• In the app: Profile → Delete Account (a fresh email one-time-code re-confirmation is required, since this is permanent).
• From any browser, without installing the app: delete-account.html.

Deleting your account removes your profile, learning progress, XP, streaks, and badges immediately. If you have a paid-plan purchase on file, the transaction record itself (amount, provider, dates — never your name/email/phone) is retained as required for financial audit/tax record-keeping; everything else tied to you is deleted.

6. Children's privacy

This app is intended for users aged 13 and above. In compliance with the Children's Online Privacy Protection Act (COPPA), we do not knowingly collect personal information from anyone under 13, and sign-up is blocked for any account that reports a date of birth under 13. Users aged 13-17 should use this app under a parent or guardian's awareness, particularly before making any paid purchase.

7. Changes to this policy

We may update this policy from time to time. Material changes will be reflected with an updated "Last updated" date above.

8. Contact us

For any privacy questions or data requests, contact: profitxeduai@gmail.com — or see our Contact Us page.